Business Travel Accident Insurance is mainly done by the companies to ensure that their employees do not face any problem during an accident while on business tour. Companies cannot prevent accidents from happening, but they can help protect staff from an accident resulting to financial burden. Business travel insurance plans also cover flight cancellation, emergency replacement applicable to business colleagues and business equipments.

Business Travel Accident Insurance helps employees from financial hardship in the event of an accident while traveling on company business. A business travel accident policy is in fact an investment in the future of your business, because it helps protect your most valuable asset, the personnel who are responsible for your organization's stability, success and growth.

Kind of coverage provided by Business Travel Accident Insurance includes:

• Accidental loss of life
• Accidental Loss of limbs, sight, speech, hearing and thumb and index finger
• Extraordinary commutation (when public transportation has been discontinued due to breakdown, catastrophe or strike)
• Personal excursions associated with business travel
• Spouse and dependent children accompanying the insured on a business trip or relocation travel
• On-premises bomb scare
• Hijacking
• Terrorism
• Rehabilitation Expense
• Psychological Therapy Expense
• Permanent Total Disability
• Temporary Total Disability
• Seat Belt Benefit
• Aircraft or Pilots
• Felonious Assault
• War Risk

The Business Travel Accident Insurance provided by MetLife is a form of blanket insurance that provides benefits for accidental death and dismemberment that may occur while traveling on company business. MetLife's Business Travel Accident Insurance provides employers with a customized, cost-effective benefit solution to help safeguard their employees including 24-hour coverage for a broad array of incidents, while they are traveling domestically or internationally. The Business Travel Accident Insurance provided by MetLife is preferred by employers, because it has the flexibility to customize their plan designs and benefit amounts to meet their unique business travel needs.

Customers can pick insurance on business travel within a short period of time or pick an annual plan. Annual insurance plans on business travel are more popular with frequent business travelers, as these plans bring significant savings for them. To attract more customers, some insurers offer multi-trip policies applicable annually at a discount rate.

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